Cardless in Asia: GLN Scales Cross-Border ATM Infrastructure for Mobile Users

GLN International, the cross-border fintech subsidiary of Hana Bank, has expanded its QR-based cash withdrawal network across Japan, Vietnam, and Laos. The move aims to streamline the travel experience by allowing users to bypass traditional currency exchanges and physical debit cards in favor of local mobile applications.

The expansion highlights a significant infrastructure push in the following regions:

• Japan: Travelers can now utilize seven partner apps—including major platforms like Kakao Pay, Toss, and Hana Money—to withdraw Yen at Seven Bank ATMs located in 7-Eleven stores and airports nationwide.
• Vietnam and Laos: Cardless withdrawals are supported via six partner apps. Service is facilitated through BIDV ATMs in Vietnam and BCEL ATMs in Laos.
• Global Footprint: Beyond these recent expansions, GLN's infrastructure now spans 14 countries, providing QR payment and withdrawal capabilities at over 200 million merchant locations worldwide.

CEO Suk Lee noted that the initiative focuses on improving accessibility by integrating with "familiar domestic apps" that travelers already use in their home markets. To support its global reach, GLN has secured strategic partnerships with regional players such as Moreta Pay in North America, DeCard in Singapore, and Taishin Bank in Taiwan.

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