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# Digital Garage Partners with SoVa to Streamline Cash Flow and Back-Office Operations for Startups and SMEs
- URL: https://www.fintechobserver.com/digital-garage-partners-with-sova-to-streamline-cash-flow-and-back-office-operations-for-startups-and-smes/
- Published: 2026-09-06T00:35:47.000Z
- Updated: 2026-09-06T00:35:47.000Z
- Author: Norbert Gehrke
- Tags: payments, credit card, SME finance

Digital Garage (TSE Prime: 4819) announced a new strategic collaboration with tech-enabled accounting firm SoVa aimed at improving cash flow management and back-office digital transformation (DX) for startups and small-to-medium enterprises (SMEs).

Through this partnership, SoVa users gain access to Digital Garage's corporate payment service, "DGFT Invoice Card Payment". The service allows companies to pay standard, non-card B2B invoices using a credit card, effectively extending payment due dates by up to 60 days while ensuring vendors are paid on time via bank transfer.

- **Targeting Financial Bottlenecks:** The solution provides short-term cash flow flexibility for startups facing lengthy bank loan processes, bridging financing gaps, covering upfront advertising or procurement costs, and handling sudden spikes in outsourcing expenses.
- **Market Reach:** Supporting major card networks—including JCB, Visa, Mastercard®, Diners Club, Saison Card, and Nicos Card—DGFT Invoice Card Payment currently offers the broadest card brand coverage in Japan, including exclusive support for Diners Club.
- **Strategic Focus:** Digital Garage positions SME-focused B2B payments as a core part of its broader "Financial Infrastructure" strategy, aiming to strengthen digital financial systems for growing businesses.

Both companies intend to deepen their cooperation to bolster operational stability and growth for early-stage and high-growth enterprises.

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[Digital Garage Scales FinTech Infrastructure with Dual Push for SME Payment Solutions and AI-Driven Agentic CommerceDigital Garage has announced two significant expansions of their digital financial and commerce services. The first concerns a partnership with the Bank of Kyoto, where Digital Garage integrates a B2B card payment function into the bank’s “DX Connect Gate” platform to help small businesses improve cash flow and digitize![](https://storage.ghost.io/c/46/cb/46cbd57f-e0e8-41a4-a1e2-710103a4267b/content/images/icon/Newsletter-Small-d8a4b2e2-44f1-47a0-9b67-a80a1b2a15b1.png)Japan FinTech ObserverNorbert Gehrke![](https://storage.ghost.io/c/46/cb/46cbd57f-e0e8-41a4-a1e2-710103a4267b/content/images/thumbnail/Digital-Garage-2-50df86f7-066d-4742-a457-0b3b02bb5d29.png)](https://www.fintechobserver.com/digital-garage-scales-fintech-infrastructure-with-dual-push-for-sme-payment-solutions-and-ai-driven-agentic-commerce/)