FDUA publishes Updated Version of the "Financial Generative AI Guideline 2025"

FDUA publishes Updated Version of the "Financial Generative AI Guideline 2025"

The "Guidelines for the Use of Generative AI in Financial Institutions" is a comprehensive framework designed to help Japanese financial institutions navigate the rapidly evolving landscape of Generative AI. Version 1.1 represents a significant update to the initial release, incorporating a year's worth of practical experience, industry feedback, and rapid technological advancements, including the rise of AI Agents.

The foreword, penned by Junichi Nakajima, former Commissioner of Japan's Financial Services Agency (FSA), sets a pragmatic tone. It acknowledges that while Generative AI offers transformative potential for the data-intensive financial industry, its misuse can introduce significant business and societal risks. The guideline, developed by a diverse group of experts from finance, IT, law, and consulting, aims to provide a balanced approach—enabling institutions to mitigate risks while proactively harnessing AI for business innovation and growth. It is positioned not merely as a set of rules but as a "first step" in a continuous, collaborative journey for the entire industry.