FOLIO Holdings: Designing Tomorrow's Finance
FOLIO Holdings is an innovative financial solutions company operating within the larger SBI Group. It is driven by a powerful and forward-looking core mission, "Designing tomorrow's finance."
Guided by this mission, FOLIO Holdings focuses on creating the next generation of financial solutions required by modern society, with the ultimate goal of helping more people build their assets for the future. This vision is supported by a unique corporate structure that combines deep financial expertise with advanced technology.
1. The FOLIO Group: Technology Meets Finance
FOLIO Holdings operates as a holding company, overseeing two key subsidiaries that work in synergy. This structure allows the group to leverage specialized expertise from both the financial and technological sectors.
The two main companies in the group are:
- 株式会社FOLIO (FOLIO Co., Ltd.): This subsidiary concentrates on providing investment management and advisory services. Its clients include both individual customers and other financial institutions.
- AlpacaTech株式会社 (AlpacaTech Co., Ltd.): This subsidiary is a technology specialist, focused on developing sophisticated Artificial Intelligence (AI) solutions specifically for investment and trading applications.
This strategic combination is the company's key strength. By pairing a regulated financial services firm with a dedicated AI development company, FOLIO Holdings is uniquely positioned to build and deploy advanced, technology-driven financial products. This structure has enabled the success of its most well-known service.
2. Spotlight on Innovation: The ROBOPRO AI Investment Service
FOLIO's flagship product is ROBOPRO, an AI-powered investment service first launched in January 2020. The most important feature of ROBOPRO is its use of AI to predict market movements and perform proactive, agile rebalancing of the investment portfolio to respond to changing conditions. This service's strategy is utilized by the "ROBOPRO Fund," a public investment trust established in December 2023.
ROBOPRO Fund: A Story of Success
The "ROBOPRO Fund," which utilizes the AI-driven strategy developed by FOLIO, has achieved several key milestones that highlight its performance and popularity:
- No. 1 Ranking: In December 2025, the fund ranked first in the balanced fund category for monthly capital inflow, attracting an impressive 42.42 billion yen. This signifies immense popularity and a high level of trust from the investing public.
- Significant Growth: Its total assets surpassed 200 billion yen by December 9, 2025. This large figure indicates the fund's rapid growth and significant scale in the market.
- Widespread Availability: The fund is now offered through 22 securities companies and 15 banks. This broad distribution network makes the innovative service highly accessible to a wide range of investors across different financial institutions.
The success of this flagship product is a key driver of the impressive growth seen across the entire holding company.
3. Measuring Success: FOLIO's Impressive Growth
Reflecting the strong performance of its products, FOLIO Holdings reached a major milestone when its total assets under management surpassed 700 billion yen as of December 19, 2025. This substantial figure is divided across the company's two primary business segments, which are defined as follows:
- The AI Investment Business includes direct-to-consumer services like ROBOPRO and advisory services for funds like the ROBOPRO Fund.
- The Financial Infrastructure Business consists of providing the underlying platform (like "4RAP") to other financial institutions like banks and securities firms for their own investment services.
This data demonstrates strong performance across both its direct-to-consumer AI products and its foundational infrastructure services provided to other financial institutions.
4. Conclusion: A Commitment to Future Financial Solutions
Through the powerful synergy of its financial expertise and cutting-edge AI technology, FOLIO Holdings is actively pursuing its mission to design the future of finance. The company's impressive growth and the success of its innovative products like ROBOPRO are a direct result of this unique corporate structure. Looking ahead, FOLIO Holdings remains committed to developing novel solutions that contribute to the asset formation of as many people as possible.
Norbert Gehrke
