Fujitsu Overhauls Financial DX Suite, Targets JPY 200bn in Revenue by 2030
Fujitsu is doubling down on its digital transformation strategy for the financial sector, announcing a major reorganization of its "Uvance for Finance" portfolio. The Japanese technology giant aims to generate 200 billion yen in sales from this business segment by the fiscal year ending March 2030, betting heavily on generative AI to modernize legacy systems across banking, insurance, and securities.
The expanded roadmap, originally established in mid-2025, now encompasses the entire financial spectrum—including credit and leasing—and is structured around seven core offerings. Fujitsu’s strategy pivots away from bespoke legacy maintenance toward "Fit-to-Standard" cloud services driven by automation.
At the heart of the expansion is the company's reliance on its proprietary AI capabilities, including the "Takane" large language model (LLM) and an AI-driven software development platform designed to automate coding and testing processes.
"Fujitsu aims to accelerate the advancement of businesses and services in the financial industry by leveraging data and AI," the company stated. Key developments in the pipeline include:
- Core Banking Modernization: The "Fujitsu Core Banking xBank" system has begun integrating generative AI for feature development as of September 2025, with similar cloud solutions now active for the insurance and leasing sectors.
- Strategic FICO Partnership: Fujitsu is deepening its alliance with analytics firm Fair Isaac Corporation (FICO). By fiscal 2026, Fujitsu plans to launch a comprehensive FICO Platform to provide credit scoring, fraud prevention, and decision-making support across all financial verticals.
- Embedded Finance Innovation: In a move to streamline claims processing, Fujitsu introduced an industry-first "Online Medical Certificate Service." Launching in May 2026, the service connects hospitals directly with insurers, eliminating paper-based medical certificate submissions for patients.
The reorganization divides the portfolio into three strategic pillars: Core Solutions for mission-critical system reliability; AI/Data Utilization Platforms (focusing on RegTech and sustainable finance); and Enhanced Customer Experience tools to drive personalization.
This aggressive push into high-margin DX services comes as Fujitsu consolidates its position as Japan’s leading digital services provider. The company reported consolidated revenues of 3.6 trillion yen ($23 billion) for the fiscal year ended March 31, 2025. By standardizing its financial offerings and integrating agentic AI, Fujitsu is positioning itself to capture a larger share of the capital expenditure spend as Japanese financial institutions race to modernize their infrastructure.
Norbert Gehrke
