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JFTC Approves Visa's Commitment Plan to Address Antitrust Concerns

Norbert Gehrke

10 Aug 2025 — 4 min read

The Japan Fair Trade Commission (JFTC) has announced its approval of a commitment plan submitted by Visa Worldwide. The plan resolves an investigation into Visa's business practices, which the JFTC suspected were in violation of Japan's Antimonopoly Act. This decision concludes the matter without a formal finding of violation, focusing instead on a swift restoration of fair competition in the credit card transaction processing market.

Japan FinTech Observer #124

Welcome to the one hundred twenty-fourth edition of the Japan FinTech Observer. The TOPIX reached a record high on August 8, 2025, hitting 3038.84 points during the regular session and closing at 3024.21. This was the first time TOPIX has broken 3000 points in its history. It closed

Digital Garage First Quarter FY3/2026 Financial Results

Digital Garage's (DG) first-quarter results for the fiscal year ending March 2026 present a stark dichotomy that requires careful dissection. The headline figure—a consolidated pre-tax loss of ¥1.3 billion—paints a misleading picture of the company's health, triggering a market sell-off. This loss was

Stellar FinTech Performance Drives Mercari's Full-Year Results

Introduction Mercari is committed to achieving the mid-term policy announced in FY2024.6, which‬ aims for double-digit CAGR growth in revenue and a CAGR of at least 25% in core‬ operating profit in FY2027.6. These targets remain unchanged. Following Mercari's basic policy‬ to essentially aim for top-line

SMBC Accelerates AI Utilization Through Development of "AI-CEO"

Sumitomo Mitsui Financial Group and Sumitomo Mitsui Banking Corporation announce the development and deployment of an "AI-CEO" at Sumitomo Mitsui Bank as part of their efforts to establish their brand as an "AI-leading Financial Institution." Background and Objectives As AI technology has shown remarkable development in

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Japan FinTech Observer #124

Digital Garage First Quarter FY3/2026 Financial Results

Stellar FinTech Performance Drives Mercari's Full-Year Results

SMBC Accelerates AI Utilization Through Development of "AI-CEO"