Raksul Group Launches Financial Platform "Raksul Bank"
Raksul Bank, a 100% subsidiary of Raksul, has officially launched its financial platform service for small and medium-sized enterprises through its partnership with GMO Aozora Net Bank. By utilizing BaaS (Banking as a Service), Raksul Bank provides a next-generation banking service that combines same-day account opening, industry-leading low transfer fees to other banks, point rewards, and secure security systems.
Raksul Bank obtained a banking agency business license from the Kanto Local Finance Bureau on October 29, 2025, with GMO Aozora Net Bank as its affiliated bank. The banking services of "Raksul Bank" are provided by Raksul Bank as a banking agent commissioned by GMO Aozora Net Bank.
The Raksul Group has previously engaged with customers, including small and medium-sized enterprises, through a wide range of businesses including printing and advertising.
What emerged from this experience was the reality that "hassles and costs related to finance hinder corporate growth."
Raksul Bank, as a financial platform born from the voices of small and medium-sized enterprises to enable business owners to focus on their core business, will eliminate the complexity of fund management and payment operations, and achieve both cost reduction and convenience.
Service Overview
Corporate account opening as fast as same-day, completely online
- Applications possible via PC or smartphone, paperless completion
- Identity verification completed online, available from as early as the same day of application
- Transfers, deposits, balance inquiries, and transaction history downloads available immediately after account opening
Transfer fees to other banks at industry-leading low rate of 119 yen/transaction
- Transfer fees to other banks achieved at a low price of 119 yen per transaction
- Enables cost reduction of approximately 40% or more compared to traditional brick-and-mortar financial institutions
- Real-time deposits/withdrawals with immediate reflection (24/7, except during system maintenance)
Raksul Bank Debit Card with regular 2.0% point rewards
- Free issuance fee and annual fee
- Points can be used at 1 point = 1 yen for printing, advertising, website creation, etc. within Raksul services
- Real-time transaction details viewable on "Raksul Bank" app, smooth expense settlement
Safe and secure robust security system
- GMO Aozora Net Bank complies with FISC security standards
- Raksul Bank significantly reduces fraudulent transaction risks through two-factor authentication during transactions
- Various restriction settings available for secure B2B transactions
Future Outlook and Expansion Plans
The financial platform envisioned by Raksul Group includes the following concepts:
- Provision of corporate credit cards
- Post-payment functionality for received invoices and invoice factoring services
- Development of financial support services for diverse funding needs of small and medium-sized enterprises, such as working capital and capital investment
- Minimization of friction in all financial transactions, including foreign currency remittances
- Provision of financial and ancillary services needed by small and medium-sized enterprises and their employees
Going forward, Raksul Bank will collaborate with each business within the group to provide financial value that leads to business growth through integrated "UI/UX" and "convenience," in order to achieve cost reduction and convenience in the management of small and medium-sized enterprises.
RAKSUL Group Overview
Under the corporate vision "If we change the structure, the world will become a better place," Raksul operates its business aiming to be an "End-to-End technology platform that solves the management challenges of small and medium-sized enterprises." Beyond traditional business areas centered on "goods," Raksul will achieve comprehensive management problem-solving for small and medium-sized enterprises, which account for approximately 99.7% of Japanese companies, through service provision in all management areas of "People, Goods, and Money" in corporate management.
Norbert Gehrke
