guarantee

SBI Credit Guarantee Adopts nCino for Mortgage Guarantee Business Operations

Norbert Gehrke

27 Jun 2025 — 2 min read

nCino, a pioneer in cloud banking and financial services digital transformation, announced that SBI Credit Guarantee has adopted nCino's cloud-based integrated banking platform as the business infrastructure for its mortgage guarantee business that began in April 2025, and has commenced full-scale operations.

Background of Implementation

SBI ARUHI, the parent company, has positioned the mortgage guarantee business as one of its revenue pillars in its medium-term business plan, and established SBI Credit Guarantee to realize this goal. Additionally, the SBI Group is promoting collaboration with regional financial institutions nationwide to contribute to the realization of regional revitalization, which is a national objective. This guarantee business plans to also cover mortgages provided by regional financial institutions. To launch this new business quickly and efficiently, it was essential to utilize a business platform with functions necessary for guarantee operations implemented as standard features.

"New AEON Pay" launched

The "New AEON Pay" has been launched, combining the legacy AEON Pay and WAON electronic money services, and creating a unified mobile payment platform. Key highlights include: * Expansion to 4.3 million merchant locations (1.4x increase) * Support for approximately 180 local communities through donation features * New promotional

The JCBA's Fiscal Year 2024 Business Report

The Japan Cryptoasset Business Association (JCBA) has presented its business report for Fiscal Year 2024 (from April 2024 to March 2025), a period marked by significant transformation and strategic advancement for both the global and domestic digital asset industries. The report (in Japanese) details the association's extensive activities

The SESC's Recommendations for Strengthening Market Surveillance Functions

The Securities and Exchange Surveillance Commission (SESC) has submitted three recommendations for the strengthening of market surveillance functions to the Prime Minister and the Commissioner of the FSA: * Expanding insider trading regulations to cover more types of related parties * Strengthening administrative monetary penalties by increasing amounts and expanding scope to

SBI Investment Completes JPY 100bn "SBI Digital Space Fund"

SBI Investment, a subsidiary of SBI Holdings which manages and operates venture capital funds, has completed fundraising for the “SBI Digital Space Fund”, with total capital commitments reaching JPY 100 billion. In March 2023, the SBI Group established SBI PE Holding as an intermediate holding company to oversee its private