Secured Finance Taps UBS’s uMINT Token for On-Chain Collateral in Partnership with DigiFT
Secured Finance AG, the Japanese-founded, Swiss-based developer of the Secured Finance DeFi protocol, has integrated tokenized real-world assets (RWAs) into its lending platform, marking a significant step in bridging traditional capital markets with decentralized finance.
Under the new partnership with DigiFT, a regulated exchange for real-world assets, users can now pledge "uMINT"—UBS Asset Management’s tokenized money market fund—as eligible collateral. This integration allows investors to unlock on-chain liquidity in stablecoins such as USDC and JPYC while maintaining exposure to high-quality, short-duration traditional assets.
The move comes as the digital asset sector increasingly pivots from the experimental issuance of tokenized assets toward establishing their practical utility. By accepting the UBS token as collateral, Secured Finance is effectively treating the asset as a "cash equivalent" within a non-custodial, smart-contract environment.
"Enabling tokenized high-quality, short-duration products to support on-chain liquidity is a meaningful step toward real-world, always-on financial infrastructure," said Masakazu Kikuchi, Founder and CEO of Secured Finance AG. He noted that the integration allows users to manage funding in a manner that extends beyond "pilots and closed environments."
The mechanics of the arrangement rely on DigiFT’s regulatory framework. DigiFT, which is regulated by the Monetary Authority of Singapore (MAS) and the Hong Kong Securities and Futures Commission (HKSFC), acts as the distributor for the uMINT token. Once acquired, eligible investors can deploy these tokens on the Secured Finance protocol to access liquidity, subject to standard compliance checks including allowlists and jurisdictional restrictions.
Henry Zhang, Founder and CEO of DigiFT, stated that the collaboration addresses a core challenge in the tokenization space: utility. "By enabling products like uMINT to be used as collateral, not only held, the partnership shows how tokenization can move beyond issuance into real financial utility," Zhang said.
Secured Finance, known for building fixed-income layers across Ethereum, Arbitrum, and Filecoin, indicated that uMINT is the first of potentially several tokenized RWAs to be onboarded under this new framework.
Norbert Gehrke
