Stellar FinTech Performance Drives Mercari's Full-Year Results

Introduction

Mercari is committed to achieving the mid-term policy announced in FY2024.6, which‬ aims for double-digit CAGR growth in revenue and a CAGR of at least 25% in core‬ operating profit in FY2027.6. These targets remain unchanged. Following Mercari's basic policy‬ to essentially aim for top-line growth that will lead to increased profits, they are driving‬ growth in Marketplace, Fintech, and US to achieve these targets.

• For the Marketplace segment, Mercari's key‬ initiatives include building an easy-to-use and safe and secure C2C platform that leverages‬ AI, increasing the supply of listings with B2C, and expanding TAM globally through‬ strengthening the Entertainment & Hobbies category in crossborder transactions.
• For‬ the‭ Fintech segment, with the credit business at the center, Mercari is focusing on strengthening its revenue base by increasing its user base and maximizing usage opportunities.
• For the US segment, Mercari aims‬ to contribute to the top line by getting back on track for growth.

With AI at the base of‬ all its operations, Mercari is evolving into an AI-Native company, and has established an AI‬ Task Force of around 100 employees to redesign its product and workflows for dramatic‬ reform. As many as 95% of all employees now utilize AI in their work, and 70% of the code‬ for product development is generated using AI. This has dramatically improved‬ productivity while also improving development speed, achieving a productivity increase‬ per engineer involved in development of 64% YoY. Going forward, Mercari will continue to‬ establish a firmer competitive advantage centered around AI to achieve sustainable‬ growth.‬

FY2025.6 Summary