Sumitomo Mitsui Card Takes Controlling Stake in Rebranded V Point Marketing
SMBC Group and its subsidiary, Sumitomo Mitsui Card Company (SMCC), have officially completed the consolidation of V Point Marketing, taking control of one of the leading players in Japan’s competitive loyalty program and data marketing landscape.
The move follows a strategic agreement first announced in October 2025. Effective March 31, 2026, SMCC increased its stake in the entity formerly known as CCCMK Holdings, transitioning it into a consolidated subsidiary. To mark the new era of ownership, the entity was rebranded as V Point Marketing as of April 1, 2026.
Shift in Power Dynamics

According to the transaction details, the ownership structure has undergone a dramatic realignment:
- Previously: The SMBC Group held a combined 40% stake (split equally at 20% each between SMFG and SMCC), while Culture Convenience Club (CCC) maintained a 60% controlling interest.
- Currently: SMBC Group has surged to an 80% controlling stake. Specifically, SMCC has increased its share to 55%, with SMFG holding 25%. CCC’s position has been diluted to a 20% minority stake.
Strategic Vision
By bringing V Point Marketing under its corporate umbrella, the SMBC Group aims to leverage its full resources to secure the "No. 1" position in both the loyalty point market and database marketing sectors. The group stated its intent to evolve "V Point" into the preferred common point system for both consumers and partner merchants by executing aggressive market expansion strategies and providing new data-driven value.
Leadership and Governance
The rebranded V Point Marketing will be led by Representative Director and President Seigo Hirota. The company will focus on two core pillars: Marketing Solutions and Point Alliance businesses.
This consolidation signals SMBC’s aggressive push into the data economy, moving beyond traditional banking services to own the consumer touchpoints and analytical capabilities currently dominated by tech-first competitors.

