regional bank
In an inspired move, Hyakugo Bank is bringing its personnel system into the 21st century. After the first quarter of said century has already passed, Hyakugo Bank has discovered a fundamental commitment to the people who are the bank's foundation, reshaping how they are supported, developed, and rewarded
regional revitalization
Released on December 18, 2025, the final report of the Financial Services Agency’s "Working Group on Strengthening Regional Financial Capabilities" outlines a comprehensive strategy to fortify Japan's regional banking sector against the headwinds of severe demographic decline and economic contraction. The document argues that for
regional bank
MILIZE announces the introduction of a life plan simulation function developed by the company into the "Chibagin App," a smartphone application provided by The Chiba Bank. Background of Implementation In recent years, personal life planning has become an increasingly important issue due to rapid social changes and the
regional bank
The Snowflake World Tour stopped by in Tokyo on September 11 & 12, with some interesting Finance case studies on the agenda. This presentation details the successful project by Chiba Bank, one of Japan's largest regional banks, which has embarked on an ambitious digital transformation (DX) initiative aimed
AML
Compliance Data Lab has announced the implementation of "Compliance Station® UBO" at West Japan City Bank. This system utilizes the high-quality corporate database of Tokyo Shoko Research (TSR) to instantly provide Ultimate Beneficial Owner (UBO) information online. The introduction of "Compliance Station® UBO" will streamline West
BaaS
Minna Bank has signed a business partnership agreement with Merpay to utilize Minna Bank's financial functions and services in the flea market app "Mercari". Background Minna Bank upholds "Integrating into everyone's 'lifestyle'" as one of its service concepts, and aims
core banking
CC Innovation, a group company of Hokkoku Financial Holdings, has decided to license the next-generation core banking system currently being developed for Hokukoku Bank from January 2028, as well as various subsystems developed and utilized in-house, to regional financial institutions outside the group. CC Innovation will also begin providing migration
core banking
Digital Garage has begun providing the Business Invoice Payment Service (BIPS) based on the B2B payment service "DGFT Invoice Card Payment" to "DX Connect Gate," a platform for streamlining accounting operations such as invoice receipt and payment, jointly developed by TIS and Hiroshima Bank for regional
guarantee
nCino, a pioneer in cloud banking and financial services digital transformation, announced that SBI Credit Guarantee has adopted nCino's cloud-based integrated banking platform as the business infrastructure for its mortgage guarantee business that began in April 2025, and has commenced full-scale operations. Background of Implementation SBI ARUHI, the
regional bank
* Following megabanks, Sakana AI begins providing bank-specialized AI solutions to regional banks * As the first partnership with a regional bank, signed MOU with Hokkoku Bank and began considering specific implementation details * Moving forward, will work together with Hokkoku Bank to promote transformation of regional finance including regional revitalization, serving as
regional bank
In a January 2025 report, the Nikko Research Center analyzed the public disclosures of 99 regional banks - 10 internationally operating banks, 53 regional banks excluding the internationally operating banks, and 36 second-tier regional banks. Under various interest rate scenarios, the change in value of securities, loans, deposits, etc. was
regional bank
Chiba Bank has constructed an "Analysis and Marketing Foundation" in collaboration with NS Solutions and Nippon Information and Communication to pursue "Advanced One-to-One Marketing". By utilizing this foundation, Chiba Bank will deliver optimal information and proposals to each customer at the most appropriate timing. In recent