payments
Link Processing, a subsidiary of Infcurion, has entered a business alliance with credit card issuer Epos Card to address the liquidity constraints and digital stagnation facing Japan’s small and medium-sized enterprises (SMEs). The partnership will offer a "Corporate Invoice Card Payment" service to Epos Card’s corporate
SME finance
Zippi, the Brazilian FinTech specializing in working capital for micro-entrepreneurs, has successfully closed the third issuance of its Credit Rights Investment Fund (FIDC), raising BRL 220m (approximately USD 42.3m). The transaction marks a watershed moment for the São Paulo-based firm, not only as its largest single capital injection to
payments
Fujitsu and Mizuho Bank have entered into a strategic collaboration aimed at overhauling the fragmented infrastructure of business-to-business (B2B) transactions in Japan. The partnership seeks to introduce a new order and payment processing service designed to streamline operations for Small and Medium-sized Enterprises (SMEs), aimed at cutting manual administrative workloads
BaaS
Raksul Bank, a 100% subsidiary of Raksul, has officially launched its financial platform service for small and medium-sized enterprises through its partnership with GMO Aozora Net Bank. By utilizing BaaS (Banking as a Service), Raksul Bank provides a next-generation banking service that combines same-day account opening, industry-leading low transfer fees
banking
Fiscal year 3/2026 began in a highly uncertain global environment, creating significant headwinds for financial forecasts across the banking sector. Sumitomo Mitsui Financial Group (SMFG), like its peers, entered this period with caution. Market turmoil, triggered by a U.S. tariffs announcement in May 2025, prompted the firm to
BaaS
Raksul Bank, which aims to solve financial challenges faced by small and medium enterprises (SMEs), has signed a BaaS (Banking as a Service) usage agreement with GMO Aozora Net Bank, toward the launch of services within 2025. Background and Purpose The Raksul Group has served customers including over 3 million
BaaS
Digital Garage and Resona Holdings have signed an amendment agreement to their capital and business alliance contract, aimed at further strengthening the alliance established in November 2022 and updated in December 2023. Through this strengthened partnership, both companies aim to further integrate their management resources and expand their share in
SME finance
Mizuho Bank and ORIX Corporation have concluded a basic guarantee agreement for unsecured business loans targeting medium and small enterprises. New business loans with ORIX guarantees are scheduled to begin on May 1, 2025. The focus will be on companies with sales of 5 billion yen or less, with 30,
factoring
Money Forward has decided to make Biz Forward, which develops online factoring services and billing agency services for small and medium-sized enterprises, a wholly owned subsidiary. The Money Forward Group provides financial services such as inter-company payment and billing agency services through Money Forward Kessai and Biz Forward. As part
banking
Gojo & Company, on a path to become Japan's next FinTech unicorn, has expanded into Georgia with the acquisition of 16.8% stake in JSC Credo Bank, the country’s fifth-largest commercial bank. Credo transformed from a microfinance organization into a full-fledged bank after obtaining a banking license
japan
Funding Societies has raised US$25 million in equity investment from Cool Japan Fund (CJF). The investment from CJF signifies the fund's first investment into a FinTech company in Southeast Asia. Funding Societies will funnel the investment to deepen its core business in SME financing across its five