payments
PayPay Corporation has launched "PayPay Gift," which allows users to send digital gift certificates to friends and family for use at partner stores. Senders can set the gift certificate amount in 1-yen increments as desired, and send them with personalized messages such as "Thank you" or
cross-border payments
NTT Data has signed a Memorandum of Understanding (MoU) with NPCI International Payments Limited, a subsidiary of the National Payments Corporation of India (NPCI). The MoU establishes the foundation to enable acceptance of Unified Payments Interface (UPI), India's leading real-time payment system for Indian tourists in Japan. This
credit card
Nudge's next-generation credit card "Nudge" has reached its 4-year service anniversary in September 2025, while the company has implemented various feature expansions to enhance the user experience over the past year. Background and Mission Japan has high trust in and acceptance of cash compared to other
credit card
Infcurion, which will go public on the Growth Segment of the Tokyo Stock Exchange on October 24, 2025, has started offering the latest version of its next-generation card platform "Xard (Exard)". This latest version adds integrated implementation of "member management," "funding source management," and
payments
Digital Garage has launched global services for "AppPay," Japan's No. 1 off-app billing platform that the company has been providing since 2023. This service provides Merchant of Record (MoR) functionality, where Digital Garage acts as the legal sales entity on behalf of game and app operators
payments
Uniqlo announced that it would be shutting down "UNIQLO Pay," the QR code payment feature on its official smartphone app, the "UNIQLO app," in January 2026. "With the diversification of payment methods, the use of QR code payments and credit cards has increased. We have
stablecoin
Densan System has concluded a basic agreement with JPYC Corporation for a joint study toward the social implementation of payment, remittance, and settlement services utilizing the Japanese yen stablecoin "JPYC". Overview of This Agreement Both companies will iteratively develop use cases for B2C/B2B payments and inter-company settlements
cashless
PayPay announced that WeChat Pay (微信支付) will become available for use at PayPay merchants nationwide through HIVEX starting from mid-September this year. “HIVEX®” offers common business rules, system integration for cashless payment providers (MPSP), and a consistent neutral brand, bringing greater scalability at a commercial level to deliver a better
payments
Digital Garage's (DG) first-quarter results for the fiscal year ending March 2026 present a stark dichotomy that requires careful dissection. The headline figure—a consolidated pre-tax loss of ¥1.3 billion—paints a misleading picture of the company's health, triggering a market sell-off. This loss was
ecommerce
Introduction Mercari is committed to achieving the mid-term policy announced in FY2024.6, which aims for double-digit CAGR growth in revenue and a CAGR of at least 25% in core operating profit in FY2027.6. These targets remain unchanged. Following Mercari's basic policy to essentially aim for top-line
consumer finance
AEON Financial Services has submitted an amended securities report and other documents for the fiscal year ending February 2025 to the Director-General of the Kanto Regional Financial Bureau on July 31, 2025, and has also corrected its financial results summary, as detailed below. As announced on July 9, 2025, regarding
credit card
The Japan Fair Trade Commission (JFTC) has announced its approval of a commitment plan submitted by Visa Worldwide. The plan resolves an investigation into Visa's business practices, which the JFTC suspected were in violation of Japan's Antimonopoly Act. This decision concludes the matter without a formal